Insurance cover

Costs covered by health of accident insurance?
Please check which costs will be borne by your health or accident insurance company and ask for detailed information if you have any doubts.

 

INPATIENT HOSPITALISATION

 

Supplementary insurance, private or semi-private
The comprehensive range of services provided by the private hospitals and their affiliated doctors are at the disposal of patients with supplementary insurance (private and semi-private). These profit from a free choice of doctor, we offer them immediate superior hospital care and treatment by a medical specialist, and they can enjoy the entire spectrum of our room and catering service. Your health insurer will bear all the costs of your hospital stay (after deducting the exemption/excess). Ask your doctor or our clinics about these supplementary services.

 

Basic insurance
The range of services provided by private hospitals and affiliated doctors is available to patients with basic insurance. We will offer you treatment by a medical specialist. The inpatient stay will be invoiced according to the flat-rate per case (SwissDRG).

 

Patients with their permanent address in the canton of Bern or with general insurance cover anywhere in Switzerland:
The inpatient stay is settled directly with the health insurance company. Your health insurer will bear the mandatory health insurer's costs (after deduction of the exemption/excess). Private expenses (visitors' meals, radio/TV, etc.) will be invoiced separately.

 

Patients with their permanent address outside the canton of Bern and without general Insurance cover anywhere in Switzerland:
The amount of the base rate for calculating the flat-rate per case (SwissDRG) is set separately by each canton. For this reason it is possible that the tariff set by law in the canton where you live is lower than that in the canton of Bern. You will be invoiced directly for this tariff difference. Therefore, please clarify your insurance cover with your health insurer. Emergency care is guaranteed in all cases.

 

Please note that, as an acute emergency hospital, we cannot guarantee appointments for elective surgery. We may have to postpone the operation if many beds are occupied (emergency admissions).

 

DAY PATIENT HOSPITAL STAY
These costs will be borne by the health insurer (after deducting the exemption/excess), even if you have no supplementary insurance. Treatment for injuries suffered in accidents will be invoiced directly to the responsible accident insurance company.

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