If you have supplementary health insurance, you can look forward to the highest medical standards and premium hotel-style service at Clinique Cecil. Here is an overview of our hospital services for patients with private or semi-private insurance. Under each service you can find answers to questions about which costs are covered by your health insurance company.
Patients with private insurance
Inpatient care
As far as hospitalization is concerned, the situation is different: the real cost of care is almost identical in the private and public sectors. But, basic insurance only pays about 30% of total hospital costs. In the public sector, the balance (i.e. all the rest of the actual bill) is covered by state subsidies.
Private hospitalization does not receive any state subsidy. In private, the patient pays the costs corresponding to his hospitalization.
Supplementary insurance - paid for by patients - replaces state subsidies and covers the difference between the share paid by basic insurance and the actual total cost of care.
Outpatient care
At the Clinique Cecil, all outpatient consultations and treatments are billed at the basic insurance rate. It is therefore not necessary to have additional insurance to consult on an outpatient basis (without hospital stay).
Patients with semi-private insurance
Inpatient care
As far as hospitalization is concerned, the situation is different: the real cost of care is almost identical in the private and public sectors. But, basic insurance only pays about 30% of total hospital costs. In the public sector, the balance (i.e. all the rest of the actual bill) is covered by state subsidies.
Private hospitalization does not receive any state subsidy. In private, the patient pays the costs corresponding to his hospitalization.
Supplementary insurance - paid for by patients - replaces state subsidies and covers the difference between the share paid by basic insurance and the actual total cost of care.
Outpatient care
At the Clinique Cecil, all outpatient consultations and treatments are billed at the basic insurance rate. It is therefore not necessary to have additional insurance to consult on an outpatient basis (without hospital stay).
Patients with basic insurance
Inpatient care
As far as hospitalization is concerned, the situation is different: the real cost of care is almost identical in the private and public sectors. But, basic insurance only pays about 30% of total hospital costs. In the public sector, the balance (i.e. all the rest of the actual bill) is covered by state subsidies.
Private hospitalization does not receive any state subsidy. In private, the patient pays the costs corresponding to his hospitalization.
Supplementary insurance - paid for by patients - replaces state subsidies and covers the difference between the share paid by basic insurance and the actual total cost of care.
Outpatient care
At the Clinique Cecil, all outpatient consultations and treatments are billed at the basic insurance rate. It is therefore not necessary to have additional insurance to consult on an outpatient basis (without hospital stay).
Important information about innova
As of 1.1.2021, innova will no longer provide full cost coverage in Hirslanden Group clinics for insured persons in semi-private and private wards.
The same applies to innova's partner insurers: Birchmeier Krankenkasse, vita surselva, sanavals Gesundheitskasse, Cassa da malsauns LUMNEZIANA, KKV Krankenkasse und Krankenkasse Zeneggen.
Of course, all patients will continue to have access to our services for those with general insurance.